The cheapest way into Malaysian residence in 2026

By Robin Ooi Updated 7 min read

Sabah MM2H is the cheapest at RM 150,000 with no property purchase. Forest City SEZ is the cheapest mainland MM2H at USD 32,000 if you are 50 or over. But cheap here is bought with restrictions — where you may live, what you may buy, and how long the visa lasts. The cheapest route that fits your life is rarely the cheapest route on the table.

Since the 2024 revamp pushed mainland MM2H deposits into six figures, the interesting question stopped being "how do I get MM2H" and became "what is the least I can commit to live in Malaysia legally and long term." Those are different questions with different answers.

The four genuinely cheap routes

1. Sabah MM2H — RM 150,000

The lowest deposit of any Malaysian visa programme, with no property purchase requirement and a 30-day minimum stay. You need to show RM 10,000 a month in income (RM 15,000 for a family). The catch is geographic: it is a Sabah programme, and Sabah is on Borneo, a two-and-a-half hour flight from Kuala Lumpur.

2. Sarawak S-MM2H — RM 500,000

Also no property purchase, also a 30-day minimum stay, and a 10-year term. Higher deposit than Sabah but a longer, more established programme, and the principal may work part-time within Sarawak. Same geographic constraint.

3. Forest City SEZ — USD 32,000 if you are 50 or over

The cheapest way onto the peninsula. USD 65,000 under 50, halving to USD 32,000 at 50 and above. But it carries a mandatory RM 500,000 property that must be bought in Forest City, Johor, in cash, direct from the developer, and held ten years.

4. DE Rantau — effectively free

If your income is remote and foreign, the nomad pass costs about RM 1,080 with no deposit at all. It is not residence — it is a professional visit pass capped at two years, valid only in Peninsular Malaysia — but for a lot of people asking about cheap MM2H, this is actually the right answer.

Cheap routes compared — what you pay and what you give up.
RouteCommittedProperty? TermThe constraint
DE Rantau~RM 1,080No2 years maxForeign remote income only; peninsula only
Sabah MM2HRM 150,000No10 yearsLive in Sabah; RM 10,000/mo income
Sarawak S-MM2HRM 500,000No10 yearsLive in Sarawak; minimum age 30
Forest City SEZ, 50+USD 32,000 + RM 500,000Yes10 yearsProperty locked 10 years in one development

Before you choose Forest City on price

Forest City is a large development that has never reached its projected occupancy — one of four planned islands was built, and much of it sits empty. The visa terms are real and the deposit is genuinely the lowest on the peninsula. The property is the risk. You are required to buy in a single development, from a single developer, and hold for a decade. Price that property as if you may not be able to sell it.

The honest ranking

  1. You work remotely for foreign clients → DE Rantau. Stop reading about MM2H.
  2. Borneo genuinely appeals → Sabah, then Sarawak. Cheapest real residence, no property risk.
  3. You need the peninsula and you are 50+ → Forest City SEZ, with the property caveat above.
  4. You need the peninsula and you are under 50 → Forest City at USD 65,000, or save toward Silver.

Common questions

What is the cheapest MM2H programme?

Sabah MM2H at RM 150,000 with no property purchase requirement, followed by Sarawak S-MM2H at RM 500,000, also with no property purchase. Among mainland MM2H tiers the cheapest is Forest City SEZ at USD 65,000, halving to USD 32,000 if you are aged 50 or over, though that route requires buying a RM 500,000 property in Forest City and holding it ten years.

Can I get MM2H without buying property?

Yes, through Sarawak S-MM2H or Sabah MM2H, neither of which requires a property purchase. All four mainland tiers — Silver, Gold, Platinum and Forest City SEZ — require a property that must be held for ten years.

Is Forest City a safe place to buy MM2H property?

The visa terms are genuine and the deposit is the lowest available for peninsular Malaysia. The property carries real risk: Forest City has never reached projected occupancy, only one of four planned islands was built, and you are required to buy from a single developer and hold for ten years. Treat the purchase price as capital you may not recover.

Verified July 2026 against the official MM2H portal, Sarawak and Sabah state programme rules, and MDEC's DE Rantau documentation. State programmes revise their terms independently of the federal programme.